Our Process

“The journey of a 1000 miles begins with a single step”

The PFS team undertakes a thorough analysis of your current situation to then be able to assist you to put in place the strategy to pay off your home faster and commence your property portfolio

Step 1 - Assessment

  • Understanding your current financial situation and needs – restructure? Lower interest rate?
  • What do you want to achieve?
  • Why do you want to invest?
  • Establishing a strategic cashflow platform
  • Knowing what the banks will do for you

Step 2 - Review Strategy

  • Proposal for improved finance structure (if possible)
  • Cash flow benefit
  • Assess tax saving benefit – negative, positive or neutral geared
  • Additional considerations – land tax, time frame, future needs
  • Long and short term goals

Step 3 - Property Selection

  • Price range and property type
  • Location – demographics, services, rental demand
  • Rental Yield v Capital Growth
  • Purchase Structure: personal, trust, SMSF
  • Your concerns

Step 4 - Review

  • Referral to independent property manager and follow up to ensure swift tenancy
  • Referral to independent accountant to ensure all tax benefits are utilised
    3 months after settlement review of cashflow to ensure the structure is working for you
  • Annually review to discuss your changes in your personal situation, review growth of property and ensure tenancy retained

We are confident that you will find working with the Property Funding Solutions team beneficial and also confident, that together, we will build a strong foundation for your future